New Motor Insurance Directive, no compulsory European insurance for motorsport and related activities
25 Oct 2021

New Motor Insurance Directive, no compulsory European insurance for motorsport and related activities

On 21 October, the European Parliament officially adopted the Provisional Agreement on the new Motor Insurance Directive, as agreed between Council and EP negotiators back in June. This is the final stretch of a lengthy process, started in April 2018, during which the Member States (Council) and the European Parliament worked out towards a compromise to finally revise the Motor Insurance Directive.

In the now adopted text (adopted by 689 votes in favour, 3 against and 4 abstentions) vehicles that do not enter public roads, such as motorcycles and cars that are exclusively used “in a restricted and demarcated area, with the purpose of and in a manner that the ordinary traffic, the public or any party unrelated to the activity cannot actually or potentially share the route that is being driven”, as well as electric assisted bicycles and electric kick-scooters, are excluded from the scope of the Directive. As far as motorsport activities are concerned, the scope of the Motor Insurance Directive has been clarified: vehicles intended exclusively for motorsports are excluded from the scope of the Directive too.

The Rapporteur of the text in the European Parliament, Dita Charanzová, emphasized that “today is a good day for all vehicle users in Europe and for anyone who unfortunately finds themselves injured in an accident. If your insurance company goes bankrupt, you will be protected. Harmonised claim history statements will mean no more excuses for discriminating against good drivers in the EU. We protected the uptake of e-bikes, confirming they do not require European insurance. And we ended the uncertainty around European motorsports, which can continue to race without impossible insurance requirements. These are concrete examples of a Europe that works for its citizens.”

ACEM welcomes the outcome of the revision as it should end unclarity and unrealistic over-regulation in this area and takes this opportunity to thank the Rapporteur for the excellent work on a very complex file. ACEM also salute the work of the other representatives of the motorcycle and motorsport and recreational sectors (FIM, FEMA, ATVEA and the FIA) and the good collaboration on this important topic.

The law now needs to be formally adopted by the Council, the other co-legislator, and published in the EU Official Journal. The new rules will start to apply 24 months after the entry into force, leaving time for the Member States to transpose the new Directive at national level.

Press contact

Ilaria Balloni. ACEM communications assistant.
E.
T. +32 22 30 97 32

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